Open Basic Bank Account Online. If you already have a current account with another UK bank, you'll need to switch when we open your Lloyds Bank Basic Account. Before we open your account we need to see proof of your identity and EU address.
With a Basic Bank Account, while we take all reasonable steps to stop your account going into unarranged overdraft, there may be limited situations where this may happen. Open a Barclays Basic Current Account and get the no-frills benefits of online, in branch and phone banking. Explore the power of simpler and smarter banking.
Plus check the competitive interest rates on CDs.
Our Basic Bank Account is designed only for customers who don't qualify for our other accounts (for example because they are insolvent, in financial difficulty or have a poor credit history).
To open a basic bank account, you will have to: Easily open a bank account in minutes and make money management simple. The results represent the view of customers who took part in the survey. We won't charge you any interest or charges if this happens.