Routing Number Bank Account Number. In this regard it is similar in nature and function to how a zip code works for residential and commercial addresses. Using them both, you can send or receive money in your bank account or print checks if your account supports that.
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Some banks and credit unions may have multiple routing numbers serving.
Used with a Bank Identifier Code (BIC), it helps to process international payments automatically, making them more secure and faster. Most common transaction types where routing numbers are used are ACH and wire transfers. Routing numbers are nine digit numbers that can also be referred to as banking routing numbers, routing transit numbers, RTNs, and ABA numbers.